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  • Home⁄/
  • Yacht Loans

YACHT LOANS UP TO $10,000,000

  • Low monthly payments
  • Competitive yacht loan rates
  • No payment for up to 60 days
  • New and used yacht loans
  • Partnering with Trident Funding
Yacht loan APRs* as low as6.74%Apply Now*Estimated APR, or Annual Percentage Rate, is the annual cost of the loan, which includes other charges and fees. Actual rate and term can vary depending on credit history, collateral type, age of collateral, loan amount, loan term, loan to value, vessel registration type (LLC/Trust), state of residency and other criteria. Rates and terms may vary and are subject to change without notice.
Estimate Your Loan Rate

* $25,000 - $10,000,000



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*Estimated APR, or Annual Percentage Rate, is the annual cost of the loan, which includes other charges and fees. Actual rate and term can vary depending on credit history, collateral type, age of collateral, loan amount, loan term, loan to value, vessel registration type (LLC/Trust), state of residency and other criteria. Rates and terms may vary and are subject to change without notice. Credit score can vary depending on the credit reporting agency. Payment example: A $76,000 loan for the purchase of a recreational use vessel for 20 years with a fixed rate of 5.49% would have an estimated APR of 5.49% and 240 payments of $522.37.
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YachtWorld and Trident Funding

Our Preferred Yacht Financing Partner

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#1 yacht lender in the U.S.
As YachtWorld's preferred yacht financing partner, Trident Funding provides yacht financing and closing services to over 2,500 applicants annually.
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Fast approvals
When you apply online for a yacht loan, we usually have a decision in 24-48 hours, so we can get you on the water fast!
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Industry experts
With a team of knowledgeable loan officers who come from yachting backgrounds, Trident is your partner for yacht loans.
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Trusted by our customers
With nearly 30 years in the marine financing industry, our customers trust our experienced crew to get them on the water in their dream yacht. Check our customer reviews!

How do I apply for yacht financing?

There are few simple ways you can apply for yacht financing. We offer an online yacht loan application or we invite you to contact one of our Trident Funding locations. The quickest way to get approved for a yacht loan is to complete an online application. Our team will be notified immediately once we receive your application, and we will begin the process of getting you approved and on the water!

How much yacht can I afford?

Check out a yacht loan calculator to see how much yacht you can afford. Affordability will be based on things like your income, credit score, debt-to-income ratio, purchase price of the yacht, loan term, and interest rate. When you see the estimated yacht loan monthly payment, remember that it doesn’t include insurance, marina fees, docking or storage fees, maintenance, repairs, fuel, license, or crew costs. So, make sure there is room in your budget to allow for these extra expenses.

What information do I need to apply for a yacht loan?

When you apply for a yacht loan, have your tax returns and bank statements available to show your financial ability to repay. These materials will need to be submitted to speed up the review process. You’ll also need to supply information about the yacht you’d like to purchase, including make, model, year, length, etc.

Why should I finance my yacht?

Customers use yacht loans for a number of reasons. They may not have enough cash to pay for the yacht in full or may not want to spend that much out of pocket. Yacht loans have a number of benefits in helping achieve your dream of yacht ownership. Some of the pros of using yacht loans include:

  1. Less cash required upfront

  2. No need to spend your savings or liquidate your stocks

  3. Invest the money you would have used to purchase the yacht outright

  4. Have more money available for repairs, maintenance, and other yacht-related costs

  5. Plan your budget with fixed monthly payments

  6. The lender ensures a smooth transaction and takes care of all the details for you

How long does it take to get approved for my yacht loan?

After you submit your online application, the Trident crew usually has a decision in 24-48 hours, often less.

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